Top 8 Central Government Schemes For Housewives

Shruti

There are many central Government schemes for housewives that aim to make women in the country self-reliant and economically independent.

Central government schemes for housewives focus on empowering women. While some government schemes for women provide options for savings and loans at attractive rates, others are directed towards healthcare and security. India also has central government schemes for housewives who have been victims of domestic abuse. 

The government of India has grouped a number of these schemes under the umbrella, of “Mission Shakti”. These schemes provide short-term and long-term services. Here’s information on the central government schemes most relevant to Indian women. 

The Best Central Government Schemes For Housewives

1. Pradhan Mantri Matru Vandana Yojana (PMMVY)

This is one of the central government schemes for women that provides financial aid for pregnant women and lactating mothers. 

Website: https://pmmvy.wcd.gov.in/ 

Eligibility

Benefits

Eligible women may receive aid of Rs 5000 in the form of multiple installments paid directly into their bank/ post office account. The central government scheme for housewife also provides aid in the form of Rs 6000 to women giving birth to a girl as their second child.

2. Janani Shishu Suraksha Karyakaram (JSSK)

This is a Ministry of Health and Family Welfare scheme that helps pregnant women avail of free medical services for delivery. This central government scheme for housewives also extends to providing essential care for the mother and newborn for up to 48 hours after delivery. 

Website: National Health Mission 

Eligibility

Benefits

This is one of the central government schemes for housewife provides:

Sick newborns and infants will also be provided:

3. Surakshit Matritva Aashwasan (SUMAN) Yojana

This is a maternity benefit scheme by the Ministry of Union Health and Family Welfare. It is aimed at providing affordable healthcare solutions for pregnant women and newborn infants up to six months after delivery.

Website: https://suman.mohfw.gov.in/

Eligibility

Benefits

This central government scheme for housewives provides:

4. Mahila Samman Savings Certificate

This is a government of India scheme for women directed at providing financial security. It was launched by the Department of Economic Affairs, Ministry of Finance.

The central government scheme for women provides savings opportunities through scheduled banks and post offices. It is a limited time scheme valid till 31st March 2025. 

Website: https://ncfe.org.in/mahila-samman-savings-certificate/ 

Eligibility

All Indian women are eligible for this central government scheme for housewives. There is no minimum or maximum age limit. 

Benefits

Women can invest up to Rs 2 lakhs in a single or multiple 2-year term deposits with an interest rate of 7.5% per annum. 

5. Ujjawala Scheme

The Ujjawala Scheme by the Ministry of Petroleum and Natural Gas is aimed at ensuring that women can get clean cooking fuel. This is one of central government schemes for housewife that is targeted especially towards women from the rural and deprived sections of society. 

Website: https://pmuy.gov.in/

Eligibility

This is one of central government schemes for housewives that provides LPG connections for women above the age of 18 years who belong to:

Benefits

Women eligible for this central government scheme for housewife can get cash assistance to cover the security deposit of a cylinder, the cost of a pressure regulator, LPG hose, domestic gas consumer card and charges associated with inspection, installation and demonstration. 

Ujjawala central government scheme for housewives beneficiaries will also get a free hotplate and their first LPG refill. 

6. One Stop Centres (OSCs)

One Stop Centres are part of the central government’s scheme to support women who have been victims of domestic violence. It facilitates access to emergency and non-emergency services. There are 770 OSCs set up across India. 

Website: https://wcd.gov.in/women/one-stop-centre-header 

Eligibility

The central government scheme for women protects women and girls of all ages from any kind of physical, sexual, emotional, psychological, or economic abuse. 

Benefits

Women approaching the OSCs may avail of temporary shelter in the centres for up to 5 days. The woman’s children up to the age of 12 years may also stay in the centre. 

Services offered in the OSCs include:

7. Shakti Sadan 

This one of the best central government schemes for women that provides institutional support for women in difficult circumstances. The help extended includes a place to live, food, clothing, medical help and support to make a new beginning. 

Website: https://wcd.gov.in/women/shakti-sadan 

Eligibility

The scheme provides help to women over the age of 18 who fall into one of the following categories:

Benefits

As part of this central government scheme for women, every district will have a Shakti Sadan that provides temporary residential accommodation with provisions for food, clothing and medical aid. Women can also receive:

Victims of domestic violence may stay here for up to 1 year. In other cases, women can stay in the Shakti Sadan for up to 3 years. Women over the age of 55 years may be permitted to stay for up to 5 years after which they may be shifted to old age homes or other institutions. 

In the case of women who have dependent children, 

8. Nari Adalat

Nari Adalat is a platform to give women an alternative Grievance Redressal Mechanism to resolve instances of harassment, subversion, curtailment of rights and entitlements faced by women at the Gram Panchayat level. 

Website: https://wcd.gov.in/women/nari-adalat 

Eligibility

The central government scheme for women covers all Indian women and girls

Benefits

The Nari Adalat has been implemented in Assam and Jammu & Kashmir as a pilot program. A group of 7-11 women can use this central government scheme for housewife to resolve cultural and socio-economic issues through mediation. 

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