Top 8 Central Government Schemes For Housewives
There are many central Government schemes for housewives that aim to make women in the country self-reliant and economically independent.
Central government schemes for housewives focus on empowering women. While some government schemes for women provide options for savings and loans at attractive rates, others are directed towards healthcare and security. India also has central government schemes for housewives who have been victims of domestic abuse.
The government of India has grouped a number of these schemes under the umbrella, of “Mission Shakti”. These schemes provide short-term and long-term services. Here’s information on the central government schemes most relevant to Indian women.
Article Summary
The Best Central Government Schemes For Housewives
1. Pradhan Mantri Matru Vandana Yojana (PMMVY)
This is one of the central government schemes for women that provides financial aid for pregnant women and lactating mothers.
Website: https://pmmvy.wcd.gov.in/
Eligibility
- The woman should be at least 19 years old
- The central government scheme for housewives benefits only those women experiencing their first pregnancy
- She must be able to prove that she is experiencing a loss of wages because of the current pregnancy
- She must belong to socially or economically disadvantaged sections of society
Benefits
Eligible women may receive aid of Rs 5000 in the form of multiple installments paid directly into their bank/ post office account. The central government scheme for housewife also provides aid in the form of Rs 6000 to women giving birth to a girl as their second child.
2. Janani Shishu Suraksha Karyakaram (JSSK)
This is a Ministry of Health and Family Welfare scheme that helps pregnant women avail of free medical services for delivery. This central government scheme for housewives also extends to providing essential care for the mother and newborn for up to 48 hours after delivery.
Website: National Health Mission
Eligibility
- This central government scheme for women covers pregnant women admitted to government health facilities
Benefits
This is one of the central government schemes for housewife provides:
- Free medical services for delivery
- Free medication and consumables as required
- Free diagnostics
- Free food during their stay in the hospital
- Free provision for blood if required
- Free transportation between home and hospital
- Free transportation between health institutions if a referral is required
Sick newborns and infants will also be provided:
- Free treatment
- Free medication
- Free diagnostics
- Free blood if required
- Free transportation between home and hospital
- Free transportation between health institutions if a referral is required
3. Surakshit Matritva Aashwasan (SUMAN) Yojana
This is a maternity benefit scheme by the Ministry of Union Health and Family Welfare. It is aimed at providing affordable healthcare solutions for pregnant women and newborn infants up to six months after delivery.
Website: https://suman.mohfw.gov.in/
Eligibility
- All pregnant women are eligible for this central government scheme for housewife.
Benefits
This central government scheme for housewives provides:
- Free delivery at public health facilities
- 4 antenatal check-ups
- Tetanus-Diphtheria injection iron-folic acid supplementation
- 6 home-based newborn care visits
- Free transportation for delivery between the patient’s home and health facility
- Counseling for safe motherhood
4. Mahila Samman Savings Certificate
This is a government of India scheme for women directed at providing financial security. It was launched by the Department of Economic Affairs, Ministry of Finance.
The central government scheme for women provides savings opportunities through scheduled banks and post offices. It is a limited time scheme valid till 31st March 2025.
Website: https://ncfe.org.in/mahila-samman-savings-certificate/
Eligibility
All Indian women are eligible for this central government scheme for housewives. There is no minimum or maximum age limit.
Benefits
Women can invest up to Rs 2 lakhs in a single or multiple 2-year term deposits with an interest rate of 7.5% per annum.
5. Ujjawala Scheme
The Ujjawala Scheme by the Ministry of Petroleum and Natural Gas is aimed at ensuring that women can get clean cooking fuel. This is one of central government schemes for housewife that is targeted especially towards women from the rural and deprived sections of society.
Website: https://pmuy.gov.in/
Eligibility
This is one of central government schemes for housewives that provides LPG connections for women above the age of 18 years who belong to:
- SC Households
- ST Households
- Pradhan Mantri Awas Yojana (Gramin)
- Most Backward Classes
- Antyodaya Anna Yojana (AAY)
- Tea and Ex-Tea Garden tribes
- Forest Dwellers
- People residing in Islands and River Islands
- SECC Households (AHL TIN)
- Poor Household as per 14-point declaration
Benefits
Women eligible for this central government scheme for housewife can get cash assistance to cover the security deposit of a cylinder, the cost of a pressure regulator, LPG hose, domestic gas consumer card and charges associated with inspection, installation and demonstration.
Ujjawala central government scheme for housewives beneficiaries will also get a free hotplate and their first LPG refill.
6. One Stop Centres (OSCs)
One Stop Centres are part of the central government’s scheme to support women who have been victims of domestic violence. It facilitates access to emergency and non-emergency services. There are 770 OSCs set up across India.
Website: https://wcd.gov.in/women/one-stop-centre-header
Eligibility
The central government scheme for women protects women and girls of all ages from any kind of physical, sexual, emotional, psychological, or economic abuse.
Benefits
Women approaching the OSCs may avail of temporary shelter in the centres for up to 5 days. The woman’s children up to the age of 12 years may also stay in the centre.
Services offered in the OSCs include:
- Emergency response and rescue services
- Medical assistance
- Assistance in filing FIR/NCR/DIR
- Social support and counseling
- Legal aid
- Video conferencing for women to record statements for police/ courts
7. Shakti Sadan
This one of the best central government schemes for women that provides institutional support for women in difficult circumstances. The help extended includes a place to live, food, clothing, medical help and support to make a new beginning.
Website: https://wcd.gov.in/women/shakti-sadan
Eligibility
The scheme provides help to women over the age of 18 who fall into one of the following categories:
- Women who have been deserted without any social/ economic support
- Women rendered homeless due to natural disasters
- Women released from jail and who have no family or social support
- Victims of domestic violence with no place to live
- Trafficked women/girls
- HIV/AIDs patients with no social or economic support
Benefits
As part of this central government scheme for women, every district will have a Shakti Sadan that provides temporary residential accommodation with provisions for food, clothing and medical aid. Women can also receive:
- Vocational training
- Skill upgradation courses
- Counseling
- Legal aid
Victims of domestic violence may stay here for up to 1 year. In other cases, women can stay in the Shakti Sadan for up to 3 years. Women over the age of 55 years may be permitted to stay for up to 5 years after which they may be shifted to old age homes or other institutions.
In the case of women who have dependent children,
- daughters may be permitted to stay with their mother till the age of 18 years
- sons can stay with their mother till the age of 8 years
8. Nari Adalat
Nari Adalat is a platform to give women an alternative Grievance Redressal Mechanism to resolve instances of harassment, subversion, curtailment of rights and entitlements faced by women at the Gram Panchayat level.
Website: https://wcd.gov.in/women/nari-adalat
Eligibility
The central government scheme for women covers all Indian women and girls
Benefits
The Nari Adalat has been implemented in Assam and Jammu & Kashmir as a pilot program. A group of 7-11 women can use this central government scheme for housewife to resolve cultural and socio-economic issues through mediation.
